Three companies, one Maine homeowner in mind

Owner & Agent

Andrew McRichards

I grew up in New Hampshire, but some of my best childhood memories are from summers at the Lighthouse Motel in Lincolnville, which my family ran (today it’s the Lincolnville Motel). Maine is where I chose to make my home and build my businesses.

Before starting Maine Community Insurance, I founded a large central Maine property management company in 2017 and grew it to hundreds of homes, using my procurement background to drive down repair and utility costs for real estate investors. I’m no longer involved in managing rental properties, but I still enjoy finding ways to help people save money. I’ve dealt with frozen pipes, roof damage and insurance claims firsthand, so I know what good coverage looks like when something actually goes wrong. Earlier in my career, I worked on international contracts and procurement strategy for Philips Healthcare, part of Royal Philips, one of the world’s largest health technology companies. Now I put that same work into getting fair prices for Maine households.

My promise is simple: I’ll compare options from multiple carriers, explain them in plain English, and tell you when you don’t need something. You’ll never be pressured, and insurance is never required to be an MCHA member.

One rule runs through all three of my companies: clear pricing, transparent incentives. If you ask what something costs or how we get paid, you’ll get a straight answer.

Fun fact: before law school I lived in Nashville, where I worked alongside Scott Swift (yes, Taylor’s dad) in the Private Client Group at Merrill Lynch.

Maine License #PRR563432

We compete on price and on everything that comes with the policy.

Insurance companies file their rates with the state, so the same policy from the same company won’t cost you less anywhere else. With MCIA, that same price comes with MCIA Prevent, a $50 heating-fuel gift card each year, and an agent who returns every phone call and email within 24 hours (usually less).